Terms & Conditions

01 Introduction

Welcome to 98tb, an English-language online gaming information and entertainment platform accessible at https://98tb.cam (the "Platform"). 98tb is operated as an independent information and entertainment service. We do not directly offer real-money gambling services; rather, we provide information, guides and entertainment content related to sports betting, live casino, slots and responsible gambling, presented in Pakistani Rupees (PKR) and in English for users primarily based in Pakistan.

These Terms and Conditions ("Terms") govern your access to and use of the Platform, including all pages, content, features, tools and services available through it. Please read them carefully and in full before proceeding. If you have any questions about these Terms, please contact us at the email address listed in the Contact Us section below.

Nothing in these Terms constitutes legal advice. Users in Pakistan should seek independent legal counsel regarding the applicability of local laws — including Pakistan's Prevention of Gambling Act 1977 — to their personal circumstances.

02 Definitions

In these Terms, the following words and phrases carry the meanings assigned below unless the context clearly requires otherwise:

• "Platform" means the 98tb website accessible at https://98tb.cam and all associated subdomains, pages and digital assets.
• "We", "Us", "Our" refers to 98tb and its operating entity.
• "You", "User" refers to any individual who accesses, browses or uses the Platform in any capacity.
• "Account" means a registered user profile created on the Platform.
• "Content" means all text, images, odds data, guides, promotional descriptions, graphics, video and other material published on the Platform.
• "Bonus" refers to any promotional offer, free bet, free spin credit, deposit match, cashback or other incentive made available through the Platform.
• "PKR" means Pakistani Rupees, the currency of Pakistan, used as the display currency throughout this Platform.
• "Operator" refers to any third-party gambling service provider whose products, odds or services may be referenced or described in our Content, but who operates independently of 98tb.
• "Prohibited User" means any individual who is under the minimum age threshold, is located in a jurisdiction where gambling is prohibited, or is otherwise ineligible under these Terms.
• "Responsible Gambling Tools" means deposit limits, loss limits, time limits, cooling-off periods and self-exclusion options described on the Platform.

03 Account Eligibility

To register for and use an Account on 98tb, you must satisfy all of the following eligibility requirements at the time of registration and on a continuing basis throughout your use of the Platform:

• You must be at least 18 years of age, or the higher minimum age required by the operator or the licence jurisdiction applicable to the gambling services you wish to access. Age verification may be required at any point.
• You must be accessing the Platform from a jurisdiction where doing so is lawful. It is your sole responsibility to determine whether online gambling is permitted under the laws applicable to you, including the Prevention of Gambling Act 1977 of Pakistan.
• You must not be a current employee, director, officer, contractor or agent of 98tb, nor an immediate family member of such a person, where participation would constitute a conflict of interest.
• You must not be subject to a self-exclusion order imposed by any licensed gambling operator or responsible-gambling body.
• You must not have had a previous Account on the Platform suspended or terminated for breach of these Terms.
• You must have the legal capacity to enter into a binding agreement under the laws of your jurisdiction.

98tb reserves the right to request documentary proof of age, identity and residential address at any time. Failure to provide satisfactory documentation within a reasonable period may result in Account suspension or permanent closure and forfeiture of any pending balances.

04 Account Registration

4.1 Registration Process

To access certain features of the Platform, you must create an Account by completing the registration process accurately and truthfully. You agree to provide complete and correct information including your full legal name, date of birth, residential address, email address and contact number. Submitting false information — including a false date of birth — constitutes an immediate and material breach of these Terms.

4.2 Single Account Policy

Each user is permitted to hold only one Account on the Platform. Operating multiple Accounts — whether under your own identity, a false identity or in combination with other persons — is strictly prohibited. Where duplicate Accounts are identified, 98tb reserves the right to close all associated Accounts and retain any balances pending investigation.

4.3 Account Security

You are responsible for maintaining the confidentiality of your username and password. You must not share your login credentials with any third party, and you must take all reasonable steps to prevent unauthorised access to your Account. 98tb will never ask you for your password by email, telephone or live chat. If you suspect that your Account has been accessed without your authorisation, you must notify us immediately at the contact address provided below.

4.4 Account Accuracy

You must keep your Account information up to date. If any registered detail changes — including your email address, phone number or residential city (whether in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar or elsewhere) — you must update your profile promptly. 98tb accepts no liability for losses arising from outdated Account information provided by the user.

05 Deposits & Payments

5.1 Currency

All monetary amounts displayed on the Platform are denominated in Pakistani Rupees (PKR). Minimum and maximum deposit thresholds are set by the respective operator and will be clearly communicated at the point of transaction.

5.2 Payment Methods

The Platform provides informational references to familiar Pakistani payment rails, including Easypaisa, JazzCash, Raast, HBL internet banking, UBL Omni, Meezan Bank digital services and Bank Alfalah's mobile platform. These references are provided for user familiarity and context only. 98tb does not hold, process or facilitate any financial transactions directly. None of the named payment providers endorse, support or are affiliated with gambling services offered through any linked operators. Users should review the deposit policies of each individual operator before transferring funds.

5.3 Deposit Responsibility

By making a deposit, you confirm that the funds originate from a legitimate source and that you are not depositing on behalf of any third party. Deposits made using fraudulently obtained payment credentials will result in immediate Account closure, forfeiture of balances and referral to relevant authorities.

5.4 Deposit Limits

We strongly encourage all users to set personal deposit limits before commencing play. Deposit limit tools are available via the Account dashboard and through the responsible gambling settings described on our Responsible Gambling page. Limits take effect immediately when set downward and may be subject to a cooling-off period when set upward.

06 Withdrawals

6.1 General Withdrawal Conditions

Withdrawal requests are processed in PKR to the payment method originally used for deposit, subject to any applicable minimum withdrawal threshold set by the operator. Where withdrawal to the original deposit method is not technically possible, an alternative verified payment method must be provided.

6.2 Identity Verification

Before processing any withdrawal, 98tb or the relevant operator may require you to complete identity verification (KYC) by submitting a copy of a valid government-issued identification document (such as a Pakistani National Identity Card / CNIC), proof of address and, where applicable, proof of the payment method used. Withdrawal requests will remain on hold until verification is satisfactorily completed.

6.3 Processing Times

Withdrawal processing times vary depending on the payment method selected and the operator's internal procedures. While 98tb endeavours to present accurate information, actual processing timelines are determined solely by the operator and relevant financial institutions. 98tb accepts no liability for delays attributable to third-party payment processors.

6.4 Forfeiture

Any balance remaining in an Account that has been dormant for a continuous period exceeding twelve (12) months may be subject to an inactivity fee or forfeiture in accordance with the operator's individual dormant account policy. Users will be notified in advance where practicable.

07 Bonuses & Promotions

7.1 General Bonus Terms

All bonus offers, free bets, free spin credits and promotional rewards are subject to specific terms and conditions communicated at the time of the offer. In the event of any conflict between a specific promotion's terms and these general Terms, the specific promotion terms shall prevail for that offer only.

7.2 Wagering Requirements

Unless otherwise stated, all bonuses are subject to a minimum wagering requirement before any associated winnings may be withdrawn. The applicable wagering multiplier, eligible games, time limits and game contribution percentages will be specified in each individual promotion's terms. It is the user's responsibility to review these requirements before accepting any bonus.

7.3 Bonus Abuse

The following conduct constitutes bonus abuse and is strictly prohibited:

• Opening multiple Accounts to claim the same welcome or sign-up bonus.
• Coordinating with other users to exploit promotional conditions (collusion).
• Placing bets that qualify for wagering requirements while hedging against outcomes to minimise risk at the operator's expense (bonus arbitrage).
• Providing false personal information to circumvent eligibility restrictions.

Where bonus abuse is detected, 98tb reserves the right to void any associated bonus, cancel resultant winnings and permanently close the relevant Account without prior notice.

7.4 Modification and Withdrawal of Offers

98tb reserves the right to amend, suspend or withdraw any promotional offer at any time without prior notice. Where a promotion has already been claimed and wagering has commenced, the original terms of that promotion will continue to apply to the existing bonus balance.

08 Fair Use & Prohibited Conduct

You agree that you will not use the Platform to:

• Engage in any activity that is unlawful, fraudulent or deceptive under the laws of Pakistan or any other applicable jurisdiction.
• Attempt to gain unauthorised access to any part of the Platform, its servers, databases or associated systems.
• Use automated tools, bots, scripts or other software to access, scrape or interact with the Platform in a manner not expressly authorised.
• Engage in money laundering, financial crime or any activity that may violate anti-money laundering (AML) obligations applicable to licensed operators.
• Transmit unsolicited marketing messages, spam or phishing communications through any feature of the Platform.
• Impersonate any person, organisation or entity, including 98tb staff or any licensed operator.
• Post or transmit any content that is defamatory, obscene, threatening, harassing, discriminatory or otherwise objectionable.
• Reproduce, distribute, modify or commercially exploit any Content from the Platform without our prior written consent.

Violation of these prohibitions may result in immediate Account suspension, permanent closure, reporting to law enforcement authorities and civil legal action where appropriate.

09 Sports Betting Rules

9.1 Bet Acceptance

All bets are subject to acceptance by the relevant operator. 98tb provides informational content about sports betting markets — including Pakistan cricket, PSL fixtures, ICC tournament odds, T20 internationals, football, UFC and other global sports — but does not itself accept, process or settle bets. Bet acceptance, settlement and dispute resolution are the exclusive responsibility of the individual operator.

9.2 Odds Accuracy

Odds information displayed on the Platform is provided for guidance purposes only and may not reflect live or current market prices. Odds are subject to change at any time without notice. 98tb accepts no liability for losses arising from a user placing a bet based on odds information published on this Platform rather than the operator's own confirmed price at the time of placement.

9.3 Match Integrity

Any attempt to exploit non-public information, engage in match-fixing, or manipulate the outcome of any sporting event is illegal and constitutes a criminal offence under the laws of multiple jurisdictions. 98tb does not tolerate or facilitate such conduct and will co-operate fully with regulatory and law-enforcement authorities investigating suspected integrity breaches.

10 Casino Game Rules

98tb provides informational content and guides about live casino, table games, video slots and other RNG-based casino products. The rules, RTP percentages, house edge figures and gameplay mechanics described in our Content are drawn from publicly available operator and studio documentation and are provided for educational and entertainment purposes only.

Individual game rules are set by the software provider and/or operator and may differ from general descriptions published on this Platform. Users should always review the rules tab within the specific game or on the operator's website before playing for real money. 98tb accepts no responsibility for discrepancies between Content published on this Platform and the rules enforced by any individual operator or game provider.

11 Responsible Gambling

98tb is committed to promoting safe and responsible gambling practices. Gambling is intended as a form of entertainment and should never be pursued as a source of income, a method of financial recovery or a response to emotional stress. The following principles underpin our approach to player protection:

• The Platform is accessible to adults aged 18 or older only — or the higher minimum age required by the relevant operator or licence jurisdiction.
• Users are encouraged to set deposit limits, loss limits and session time limits before commencing play.
• Self-exclusion tools are available to any user who feels their gambling is becoming problematic. Self-exclusion requests take effect immediately and are binding.
• Reality check notifications can be configured to alert users at regular intervals during a gaming session.
• Users experiencing difficulty with gambling are encouraged to seek support from recognised organisations. Details of available resources are provided on our dedicated Responsible Gambling page.

If gambling stops being enjoyable and begins to cause financial, emotional or social harm, please contact our support team or visit the Responsible Gambling page immediately. Help is available.

12 Intellectual Property

All Content on the Platform — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations and software — is the property of 98tb or its content licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view Content on the Platform solely for your personal, non-commercial informational use. This licence does not permit:

• Reproduction, distribution or republication of Content in any medium without prior written consent from 98tb.
• Commercial exploitation of any Content, including resale, sublicensing or use in competing products.
• Modification, adaptation or creation of derivative works based on Platform Content.
• Removal or alteration of any copyright, trademark or other proprietary notices contained in the Content.

Third-party trademarks, brand names and logos referenced on the Platform — including those of cricket boards, sports leagues, payment providers and game studios — remain the exclusive property of their respective owners. Their presence on 98tb does not imply any affiliation, sponsorship or endorsement by those entities.

13 Limitation of Liability

To the fullest extent permitted by applicable law, 98tb, its directors, officers, employees, agents and content licensors shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising from:

• Your use of, or inability to use, the Platform or any Content thereon.
• Any errors, omissions, inaccuracies or interruptions in the Content, including odds data, RTP figures or promotional descriptions.
• Unauthorised access to or alteration of your Account or personal data.
• Gambling losses incurred on any operator's platform as a result of relying on Content published on 98tb.
• Technical failures, server outages, network disruptions or maintenance periods affecting Platform availability.
• Actions or omissions of third-party operators, game studios or payment processors referenced on the Platform.

Where liability cannot be fully excluded under applicable Pakistani law, 98tb's total aggregate liability to any individual user shall not exceed PKR 10,000. This limitation applies regardless of the legal basis on which a claim is brought.

14 Privacy & Data

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how 98tb collects, uses, stores and protects your personal data in accordance with applicable data protection principles. Please review the full Privacy Policy before creating an Account or submitting any personal information through the Platform.

By registering an Account and accepting these Terms, you consent to the collection and processing of your personal data as described in the Privacy Policy. You may withdraw consent or exercise your data rights at any time by contacting us at the address listed in the Contact Us section below.

15 Changes to Terms

98tb reserves the right to amend, update or replace these Terms at any time. Where changes are material, we will endeavour to provide reasonable notice by posting a prominent notice on the Platform homepage or by sending a notification to your registered email address. The date of the most recent update is displayed at the top of this page.

Your continued use of the Platform following the publication of revised Terms constitutes your acceptance of those changes. If you do not agree with the revised Terms, you must stop using the Platform and, where applicable, close your Account.

16 Governing Law

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws applicable to the operator's licencing jurisdiction. Nothing in this clause limits your rights as a consumer under the mandatory laws of Pakistan.

Users in Pakistan are reminded that the Prevention of Gambling Act 1977 may apply to their activities and that participation in online gambling may carry legal risk. 98tb does not provide legal advice; users should seek independent legal counsel regarding their personal legal position.

17 Contact Us

If you have any questions, concerns or complaints regarding these Terms and Conditions, please contact the 98tb support team using the details below. We aim to respond to all enquiries within two (2) business days.

For responsible gambling enquiries, self-exclusion requests or player-protection concerns, please visit our dedicated Responsible Gambling page for the full range of available tools and support resources.